The fastest growing writer of index annuities - Annexus - is appointing new agents and is ready to accept your business today! With $3 billion of business on the books in three years, now is the time to add solutions that can help you win.

Not yet appointed with the Annexus Group? Call a Personal Annuity Consultant or Click Here to get started now!

Are you appointed and ready for more?

Ask about BPA Select Annuity™ 12

  • Patented Balanced Allocation Strategy is a blend of fixed and 4-year S&P 500 performance with 100% participation and no caps or spreads
  • No penalty for RMD's or free withdrawals
  • Roll-up on premium PLUS bonus if bonus rider is elected
  • Optional income rider's Income Base is guaranteed to accumulate 8% annually, until rider withdrawals are elected
    It is important to understand that the rider's Income Base is not the same thing as the Accumulated Value of the underlying annuity contract. It is not an account you can cash out.
  • Nursing Home Confinement Benefit will double the lifetime withdrawal payments as long as the client is confined
  • “A” rated carrier by A.M. Best
  • 7.50% commission (ages 0-75, reduced at older issue ages)


$100 3-Day Guarantee
We're ready for your business! In fact, Annexus' carrier Aviva will put $100 in your pocket if they don’t get your business processed within 3 business days!
Click here for details

You Deserve Award Winning Products! Senior Market Advisor magazine Readers' Choice Award winner for Product with Most Promise for Growth, and for two years in a row - Best Suite of Senior Products!

For agent use only - not for use with the public.
The BPASelect Income Advantage™ Living Benefit Rider [BPAIRW (11/08)], an optional rider for which an annual premium is charged, and BPASelect Annuity™ 12 [BPASEL12 (10/07) or state variation] are issued by Aviva Life and Annuity Company, Des Moines, IA. Product features, limitations and availability vary by State; see the Product Disclosure for details. Confinement Waivers available after year 1 and may not be available in all States; additional limitations apply. In Texas, these benefits are available in the first year. In Massachusetts, the Confinement Waivers are not available. Taxable amounts withdrawn prior to age 59˝ may be subject to a 10% IRS penalty in addition to ordinary income tax. Withdrawals in excess of the free amount are subject to withdrawal charges, premium bonus recapture charges and a market value adjustment, & may result in the loss of principal if taken during the first 10 years of the contract. Annuities contain limitations including potential withdrawal charges and fees which may affect contract values. Bonus annuities may include lower cap rates, higher spreads or other restrictions that are not included in similar annuities that don't offer a premium bonus feature. It is important to understand that the rider's Income Base is not the same thing as the Accumulated Value of the underlying annuity contract. It is not an account you can cash out. The guaranteed accumulation on the Income Base stops once rider withdrawals commence. This guaranteed rate is available only with the purchase of lifetime income rider, an optional benefit for which an annual premium is charged. The rider is not available without purchase of the annuity contract. Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market Indices do not include dividends paid on the underlying stocks, and therefore do not reflect the total return of the underlying stocks; neither an Index nor any market-indexed annuity is comparable to a direct investment in the equity markets. Clients who purchase fixed indexed annuities are not directly investing in a stock market index. The A.M. Best Company has rated Aviva Life & Annuity Company A (Excellent) for financial strength and the ability to meet obligations to contract holders. This represents the third highest rating of Best's 15 rating categories.

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