Attached are field updates announcing changes to Aviva's annuity products, which will apply to all new applications received after July 17, 2009. Product changes include:

• Reducing the 10% Premium Bonus to a 6% Premium Bonus on the Income Select Bonus, Income Select Spirit Bonus, MultiChoice IncomeXtra and MultiChoice FreedomXtra
  
  
• Suspending the 3-year, 5-year and 7-year fixed strategies on all Freedom Series and Spirit Series products
  
  
• Reducing the Premium Bonus rate available on the BPASelect 10 and SAASelect 10 Premium Bonus Rider from 10% to 6%
  
  
• Suspending the 10% Premium Bonus Rider on the BPASelect 12