American Equity Product Change
Effective August 1, 2009

American Equity is changing the premium bonus on two popular products. There is still one week left to take advantage of the 12% bonus! Call a Personal Annuity Consultant today to get assistance with any of your cases.

• Retirement Gold & The Premier 12 - With many changes industry wide, American Equity is reducing the premium bonus on these products from 12% to 10% effective with applications received August 1, 2009.

To receive the current 12% bonus on these products, original applications must be received by InsurMark by close of business on July 30, 2009. New disclosures will be required reflecting the 10% bonus for applications received August 1 and thereafter.

• Advantage Gold - The minimum premium on the Advantage Gold is being reduced from $25,000 to $5,000. This is an excellent product featuring a true 5% premium bonus with a 10-year surrender term and no vesting requirements or recapture charges. This change is effective immediately and will not require a new disclosure form.

Thank you very much for your business. Call InsurMark today with any questions you have or assistance you may need.