The BPASelect Income Advantage™ GLWB Rider

Unlike other riders, the Guaranteed Income Base does not disappear at death! If your client has not begun taking withdrawals at the time of death, chances are the Guaranteed Income Base could exceed the Account Value.

This powerful differentiator alone can win you more clients, but there’s more!

The BPASelect Annuity™ products offer:

• Daily tracking of index values
• Clients can lock in interest credits whenever they choose
• A 5% death benefit rider
• Guaranteed income with the revolutionary BPASelect Income Advantage^TM GLWB Rider
• 8% annual increase to Guaranteed Income Base
• Guaranteed Income Base does not disappear at death
• Income doubles if confined to an eligible care facility

Contact an InsurMark Personal Annuity Consultant at 800-752-0207 today to find out how to present this outstanding product at your next appointment.

The Income Base is not the same as the Accumulation Value of the base annuity contract, and it is never available for lump sum withdrawal; it is only used for calculating lifetime income withdrawal amounts available under rider provisions. Lifetime Income Withdrawals stop the guaranteed accumulation in the Income Base.